If you are someone like me, you will always find out ways to make yourself happy. You know, like they say, happiness lies in the little things we ignore. Honestly, I haven’t been much active on my blog for some reason, but it’s a pleasure to share productive and helpful ideas with all of you… so, here I am.
In the last article from the same category, I shared how we can save up some extra money from the daily budget with a simple and flexible plan. Out there, I mentioned about a money box that I created for myself so that I can diligently drop the extra money I save.
This article in not a DIY for you to make a money box because I’m sure you won’t need it. There are plenty of such DIY videos available and so are the ready-to-purchase piggy banks. However, the intention behind this write-up is to show you how I came up with an idea of making a box for my extra money and how it has been utterly helpful.
Diary Box to Money Bank
I have a real connection with stationary (that I keep mentioning in all articles) and I drool over good looking diaries, notebooks and planners. I cannot convince myself into not buying hence, end-up brining home at least one! You might find it weird but though I don’t use them, I love to have them with me just like the books I buy and read.
Okay, coming back to the story, I purchased a leather cover diary from the Victoria market and they handed it with a diary box. Now, the box is a slightly flimsy one but it actually served my purpose… so, no complains there. You can see in the images below how I decorated the box and cut out a section at the top to drop the money in.
I like to keep things simple therefore, planned on leaving the box as is and didn’t wrap it with craft paper.
A lot of you may feel that you already save a part of your money in the beginning of a month and don’t really need to save more. Let me tell you that the extra money we are talking about is not actual saving! Your actual saving is the money that you ‘don’t touch!’ It requires discipline and determination to keep it away and forget about it for quite some time.
Nevertheless, the extra money that you extract from your monthly budget is the kind of money that you generally spend on things that weren’t necessary to begin with.
As humans we mostly act based on our mind sets. Once we figure out how much we can spend, we spend it. I did that most of the times. I would segregate an amount for the month and then end up using everything. By the end of the month, I would worry about not having enough cash with me and see a lot of unwanted or avoidable items lying at home, either half used or unused.
You can check out my previous article that has a comprehensible monthly and daily budget example. It is a simple set up that allows you some breathing space. To make it more efficient you’ll need to have a place that can keep your extra money away from your eyes till the time you absolutely need it during the month.
Not using the extra money doesn’t mean you are saving it. Rather, it means that you are keeping away the money that you didn’t use on that particular day. You’d be surprised at how much you’ve actually accumulated by the end.
Was that helpful?
Well if it was, please let me know in the comment section below. Also, if there is anything you’d like to share as an addition to the idea, I’m more than happy to welcome you.
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